Alt Lending Offers Loans Against Your Trading Cards

Product Releases

May 11, 2023

Alt Lending Offers Loans Against Your Trading Cards

Looking to get quick access to cash without selling your cards? Alt Lending lets you hold on to the long-term upside of your collection while borrowing cash to spend right now. It’s a great way to add some new cards to your collection, or get cash for anything else you might need. 

As with everything Alt does, our Lending program was created by collectors for collectors, so you can rest assured that we have your best interests in mind. In fact, since launching two years ago, Alt Lending has seen $21m in loan originations with zero surprise liquidations. 

Benefits of Alt Lending

We provide the industry’s best borrower experience with low annual interest rates starting at ~1%/month with a 1% origination fee. You can choose from our various options that best fit your needs:

  • Lending
  • Bridge Loans
  • Competitor Matches
  • Payment Plans
  • Referral Program

Our online application process is simple and fast, and our lending team will provide an immediate response to let you know if you’re qualified. 

One of our strongest differentiators is that we have an advanced loan portal backed by machine learning, which means that all loans feature dynamic pricing without surprise margin calls. You’re able to review your LTV daily, and Alt will provide notices if your LTV begins to rise above 50%, giving you the opportunity to pay down your loan or pledge additional cards to avoid any liquidation. 

Our loans are designed to prevent any situation where you'd have to suddenly liquidate your cards. And if you ever want to repay your loan back early, there’s zero prepayment penalties. 

Secure card storage in the Alt Vault

We know your cards are extremely valuable, so we take pride in the security and quality of the Alt Vault. 

  • The Alt Vault features state-of-the-art technology for receiving, digitizing, cataloging and vaulting your cards.
  • Cards are stored in a temperature-controlled, fire-safe venue with 24/7 security that is amongst the highest quality facilities in the industry.
  • All cards in the vault are 100% insured.

If you do have trouble repaying your loans, we’ll work with you to determine the best avenue to sell your assets. In the unlikely instance you need to, we’ll pay off the remaining liability on your loan and deposit all excess proceeds into your Alt account. We’re here to help you get the most out of your collection.

Interested in Alt Lending? Visit to apply or learn more.