Borrow cash without selling your cards.

ALT Advance lets you use your trading cards as collateral.

Apply for A LOAN

Apply for Alt advance

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Borrow Alt Assets

Why borrow cash?

Need some cash but don’t want to sell your cards? ALT Advance lets you hold on to the long-term upside of your collection, while borrowing cash to spend right now. You can put your loan towards a car, home improvement, an engagement or wedding, kid needs, or simply buying more cards. It’s up to you.

Borrow against your ALT assets

Get cash from your best cards without selling them

Up to 12 months at 9-10% annual interest rates

Annual interest rates starting at 9% with 1% origination fee*.

Pay off your loan early, with no premiums

Get access to cash within 24 hours of signing your terms.

Personalized customer support from an expert

Enjoy personalized customer support from an expert.

How it works.

Vault with ALT


All cards need to be professionally graded and stored in the ALT Vault to be eligible.

Select Your Assets


You decide which cards to use as collateral against the loan. Cards graded by PSA or BGS must have a minimum ALT Value of $500, while SGC-graded cards must be from before 1980 with an ALT Value over $10,000.

Receive your terms

3. Receive your terms

You can expect the terms of the loan within three business days, and will be able to borrow 5-40% of the market value of your cards. The amount offered will depend on the diversity of the cards used as collateral.

Pay off your loan early, with no premiums

4. Pay on your terms

Each month, you will make an interest-only payment based on the principal owed. Your final payment will be interest plus your remaining outstanding principal. You are able to repay your principal at any time without imposed fees.

ALT Advance is currently only available to customers with a US social security number and valid address located in select states. Please view our ALT Advance FAQ page or contact if you have any questions.

Security of your cards.

All cards sent to the ALT Vault are safely stored and insured to their ALT Value. Each card is professionally photographed, giving you high-quality photos for your portfolio, and sharing with your network.

Secure what you're listing

Apply for ALT advance

“Part of why I’m so bullish on @altxyzofficial is because the customer service is absolutely unparalleled to anything else in the hobby.”